London mortgage broker
London's property market is the UK's most competitive — and the most rewarding when you get the right mortgage. We've placed loans on flats in Zone 1 high-rises, Victorian terraces in Zone 3, and family homes across the boroughs.
- Strong access to high-LTV products for first-time buyers in Zones 1–4
- Specialist desks for international buyers (Turkish, GCC, US, Far East)
- Help-to-Buy London variant guidance (40% government equity)
- Buy-to-let portfolio lenders for landlords with 4+ units
Where we work in London
Not in London centre? We work across Greater London and the wider UK. Call us with your postcode for a tailored answer.
London mortgage FAQs
Do I need a local mortgage broker for London?
Not legally — UK lenders work nationwide — but a broker who knows London property stock and lender preferences typically secures better rates than a generic one. We've placed hundreds of loans in the city.
How much deposit do I need to buy in London?
For residential mortgages, lenders typically require 5-10% deposit (95-90% LTV). For buy-to-let, expect 25% (75% LTV). High-value properties (>£1m) usually need 25-40% deposit.
How fast can you arrange a mortgage offer?
Decision in Principle: same day. Full mortgage offer: typically 2-4 weeks once we have your full document pack and a property under offer. We push hard to compress this where chains are time-sensitive.
Do you charge fees?
No — we are paid by the lender, not by you. There are no broker fees on a standard residential or buy-to-let mortgage placed through our network.
What if I am self-employed or have complex income?
We have direct relationships with lenders that specialise in self-employed (1 year accounts), contractor day-rate, foreign income, and bonus-based applications. Pre-application packaging is where we add the most value.